The second homework: My portfolio investment plan (by Mia)
Financial Risk Management Course Homework
The second homework: My portfolio investment plan (by Mia)
My portfolio can be classified as below
40% for real estate ( 30% for urban land and 10% for suburban land)
25% for gold reserves
10% for currency
10% for stocks
15% for insurance ( health, property..)
Explanations
Real estate accounts for the largest amount as my country which is a developing one is receiving more foreign investment, thus investors will look for land to establish their business so 10% may earn some profit in the future.
As for 30%, I will buy departments and put them for rent because accomodations in Ho Chi Min City have always been on fire, so there is a sure profit for this investment 25% for gold reserves as this a safe choice.
Gold tend to be the most liquid assets and their prices experience stable movements.
10% for currency to gain profit from their movements, not so much risk
10% for stocks just to make the portfolio more various cause stock market at this point of time experience many ups and downs due to the new presidency of Trump
The remaining 15% is health and property insurance as this is of importance to protect myself from all this risks.
By FRM course student: Mia |